Terms of use

Acceptance of these terms

By accessing or using accruedinterest.com, you agree to these Terms of Use. If you do not agree, you should not use the website. These terms apply to all visitors and users of the site and its tools, including accrued interest calculators, day count convention tools, and bond yield or duration calculators.

Use of the website

accruedinterest.com is made available for personal, educational, and professional use. The website is intended to provide general calculation tools and reference functionality for users working with fixed income concepts and market conventions.

You may use the site only in a lawful manner and in accordance with these terms. You are responsible for how you use the outputs and for independently verifying any results before relying on them.

Use at your own risk

The website and all content, tools, calculations, and outputs are provided on an "as is" and "as available" basis. Your use of accruedinterest.com is entirely at your own risk. The site is offered free of charge for convenience and informational purposes, and it is your responsibility to assess whether the tools are appropriate for your intended use.

No warranties

accruedinterest.com makes no representations or warranties of any kind, express or implied, regarding availability, accuracy, completeness, reliability, fitness for a particular purpose, or non-infringement. Calculations may depend on assumptions, conventions, and instrument-specific terms that vary across markets and securities.

Prohibited conduct

You may not misuse the website. In particular, you may not engage in systematic scraping, crawling, indexing, harvesting, bulk extraction, or other automated or programmatic access to the site, whether through bots, scripts, APIs, or similar means, unless expressly authorized in writing.

You may also not interfere with the operation, security, or integrity of the website.

Intellectual property

Certain financial methodologies reflected on the site are based on publicly known standards and conventions, including frameworks associated with ISDA, ICMA, and ISO 20022. However, the specific implementation, presentation, calculator logic, website design, structure, branding, and overall user experience of accruedinterest.com are proprietary and protected by applicable intellectual property laws.

Changes and availability

accruedinterest.com reserves the right to modify, suspend, restrict, or discontinue any part of the website at any time, without notice or liability.

Governing law

These Terms of Use are governed by the laws of Switzerland, without regard to conflict of law principles.